I do like some intellectual stimulation and will hold contrarian views just to test the waters of my own understanding or to test yours. I don’t always believe the things I say online. I want you, AND me to understand the world around us better.

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Joined 1 year ago
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Cake day: July 30th, 2023

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  • thantik@lemmy.worldtoPrivacy@lemmy.mlPSA: Twitch Shadowbans Users on VPN + Linux
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    5 months ago

    Twitch shadowbans public VPNs due to abuse/bots. The most common method for people to get around bans is to use a VPN – now assume millions of viewers, and you’ve got an easy recipe for needing to stop that activity.

    You’re not punished for being privacy conscious; you’re being punished for being roughly in the same realm as harassers, etc.

    If you don’t want to be banned, rent a VPS and set up your own private VPN for only you. The problem is that using Nord, Windscribe, etc etc is that you’re sharing that VPN tunnel with hundreds, maybe thousands of people at a time.




  • Landlords aren’t profiting off of scarcity. They’re profiting off of having the means to do something that renters won’t: Buy a house with a 30yr mortgage, and leverage that money for something useful.

    You too can buy a house. But everyone who shits on landlords, always spits out excuses why buying a house isn’t “feasible” or would “lock them down too much”, etc etc.

    If you can buy 30k worth of tractor equipment, you can run it and make the money back you spent on it. That’s all landlords are doing - they’re buying when you won’t (not can’t…won’t) and then selling it back to you in trade for your “economic freedom” to move every 1-2 years and bitch about it.

    Then we have the whole “fuckcars” movement, who wants everyone crammed into a shared-wall sardine can and nobody to own a house of their own ever; for the sake of population density so they can bike everywhere.






  • thantik@lemmy.worldtoMemes@lemmy.mlThe rent is too damn high
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    1 year ago

    Yep, closing costs are accurate.

    Honestly, I’ve not seen housing dip except for in 2008 - and I’ve felt like it should have crashed long ago, but with the AirBnB market and all these investors now using housing to rake in massive amounts of cash, people just keep buying and buying. Honestly, I probably wouldn’t buy myself at this point - even just 5 years ago it was a much more tenable situation than it is now.

    You’re right for calling me out on D; In this market you’d have to live in a house for 5+ years easy before you could get out of it. But you’d be getting a LOT out of it unless they regulate AirBnB (and that ain’t happening).

    Additionally, yes - again, very right on the interest rate. I had a by-owner situation, where I proposed a balloon after, 6 years. Then I pumped literally every dime I owned into my payments. By the time the balloon was due, the house was paid. The owner said they’d never seen someone pull it off, and they hadn’t intended to really sell the property but rather assumed I would get 1/2 way through the payments and not be able to pay the balloon. They’ve done this with the property a couple times where they allowed people to do a rent-to-own type situation, and in the end nobody paid it off, so they got to keep the money and the house.


  • thantik@lemmy.worldtoMemes@lemmy.mlThe rent is too damn high
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    1 year ago

    No it’s not. Typical car holds $35ish worth of gas, and that lasts 4-5 days of travel to/from work. And I lose an hour a day for a 30-ish minute drive. Woo…

    Edit: Okay, so I can understand European pricing being stupid here. I can agree with you when it comes to gas over there. But the population density is twice as dense over there as it is in America, so obviously arguments aren’t based on European gas prices. I left my comments but leave it able to be read. I’m not one to shy away from being wrong. In your instance, with gas like it is over there, I concede.


  • thantik@lemmy.worldtoMemes@lemmy.mlThe rent is too damn high
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    1 year ago

    If you checked my other replies, you’d know I had cancer at 26, and that I’m living with disabilities too. But hey, anything to shirk responsibility for yourself. And no, auction cars aren’t “barely functional” either. Most of them last me 100k+ miles. Usually they’re at auction because they were a drug dealers car, and police ripped out the interior, but otherwise run fine.

    It’s fairly clear that not only are you inexperienced with the world, but you also don’t CARE to gain the experience by applying yourself. Even when people give you solutions, you reply with excuses.

    I understand. It took me getting literal CANCER to get me off my ass and applying myself. It wasn’t until I understood my own mortality that I was scared into action.